Terms of Service

Terms of Service

Effective Date: July 27, 2026

Welcome to Opulence OLT LLC ("Company," "we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of our website, OpulenceOLT.com, products, software, training programs, mentorship services, and related offerings.

By accessing or using our website or services, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.


1. Eligibility

You must be at least 18 years old and legally able to enter into a binding agreement to use our services.

By using our services, you represent that:

You are at least 18 years of age.

The information you provide is accurate and complete.

You will comply with all applicable federal, state, and local laws.


2. Our Services

Opulence OLT LLC provides products and services that may include:

Tax preparation software

Service Bureau and Sub-Service Bureau solutions

ERO support

Tax preparation training

Business coaching and mentorship

Marketing resources

Educational materials

Digital downloads

Online courses

Consulting services

Other products and services we may introduce from time to time

We reserve the right to modify, discontinue, or update any service without prior notice.


3. Account Responsibilities

If you create an account, you agree to:

Keep your login credentials confidential.

Be responsible for all activity occurring under your account.

Notify us immediately of unauthorized use.

Provide accurate and current information.

We reserve the right to suspend or terminate accounts for suspected fraud, misuse, or violations of these Terms.


4. Payments

All prices are listed in U.S. Dollars unless otherwise stated.

By purchasing our products or services, you agree to pay all applicable fees.

Failure to complete payment may result in suspension or cancellation of services.


5. Refund Policy

Unless otherwise stated in writing:

Digital products are generally non-refundable once access has been provided.

Software licensing fees are non-refundable after activation.

Coaching, mentorship, and consulting services are non-refundable once delivered.

Training program refunds, if offered, will be governed by the specific program agreement.

Nothing in this section limits any refund rights required by applicable law.


6. Software License

When purchasing software through Opulence OLT LLC, you receive a limited, non-exclusive, non-transferable license to use the software in accordance with the applicable license terms.

You may not:

Copy or redistribute the software without authorization.

Reverse engineer or attempt to access source code.

Resell or sublicense the software unless expressly authorized in writing.

Remove copyright or proprietary notices.


7. Educational Purposes Only

Our coaching, mentorship, training materials, webinars, and educational resources are provided for informational and educational purposes.

Nothing provided by Opulence OLT LLC constitutes legal, accounting, tax, or financial advice. You are responsible for obtaining advice from qualified professionals when appropriate.


8. No Earnings Guarantee

We provide training, software, mentorship, and business resources designed to help our customers succeed.

However, we do not guarantee:

Income

Profits

Business growth

Client acquisition

Tax preparation volume

Loan approvals

Business success

Your results depend on many factors, including your experience, effort, market conditions, business decisions, and compliance with applicable laws.

Any testimonials or examples shared are illustrative and are not guarantees of future performance.


9. User Conduct

You agree not to:

Use our services for unlawful purposes.

Misrepresent your identity or credentials.

Attempt unauthorized access to our systems.

Upload malicious software or harmful code.

Interfere with the operation of our website or services.

Infringe the intellectual property rights of others.


10. Intellectual Property

All content available through Opulence OLT LLC —including text, graphics, logos, branding, videos, software, course materials, downloads, documents, and other content—is owned by or licensed to Opulence OLT LLC and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, sell, or create derivative works without prior written permission.


11. Third-Party Services

Our website or services may integrate with or link to third-party products, payment processors, banking partners, or software providers.

We are not responsible for the availability, content, policies, or performance of third-party services.


12. Disclaimer of Warranties

Our website, software, products, and services are provided on an "AS IS" and "AS AVAILABLE" basis.

To the fullest extent permitted by law, Opulence OLT LLC disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee uninterrupted, error-free, or secure operation of our website or services.


13. Limitation of Liability

To the fullest extent permitted by law, Opulence OLT LLC, its owners, employees, contractors, affiliates, and representatives shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to your use of our website, software, products, or services.

Where permitted by law, our total liability for any claim shall not exceed the amount you paid directly to Opulence OLT LLC for the specific product or service giving rise to the claim.

Some jurisdictions do not allow certain limitations of liability, so parts of this section may not apply to you.


14. Indemnification

You agree to defend, indemnify, and hold harmless Opulence OLT LLC and its affiliates, officers, employees, contractors, and representatives from any claims, liabilities, damages, losses, or expenses arising from:

Your use of our services;

Your violation of these Terms; or

Your violation of any law or the rights of a third party.


15. Termination

We reserve the right to suspend or terminate your access to our website or services at any time, with or without notice, if you violate these Terms or engage in conduct that may harm Opulence OLT LLC, its users, or others.

Sections that by their nature should survive termination—including intellectual property, disclaimers, limitation of liability, indemnification, and governing law—will remain in effect.


16. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict-of-law principles.

Any legal action arising from these Terms shall be brought in a court of competent jurisdiction located in Texas, unless applicable law requires otherwise.


17. Changes to These Terms

We may revise these Terms from time to time.

The updated version will be posted on this page with a revised Effective Date.

Your continued use of our website or services after changes become effective constitutes acceptance of the revised Terms.


18. Contact Information

If you have questions about these Terms of Service, please contact us:

Opulence OLT LLC

Website: OpulenceOLT.com

Phone: 1-888-808-2937

Email: [email protected]

19. SMS Messaging Terms

By providing your mobile phone number to Opulence OLT LLC, you expressly consent to receive text messages from us regarding your account, products, services, and other communications related to your relationship with Opulence OLT LLC.

Description of SMS Program

Our SMS messaging program may include messages related to:

Account creation and verification

Appointment confirmations and reminders

Customer service and support

Tax software updates and notifications

Training schedules and webinar reminders

Business coaching and mentorship communications

Promotional offers, discounts, and special events

Company announcements

Service updates and important notifications

Other information related to the products and services offered by Opulence OLT LLC

Message frequency may vary depending on your interactions with us and the services you have requested.

Opting Out

You may opt out of receiving SMS messages from Opulence OLT LLC at any time by replying STOP to any text message you receive from us.

After you send STOP, you will receive a confirmation message, and no further marketing text messages will be sent unless you provide new consent. Please note that we may still send transactional or legally required messages when permitted by applicable law.

For assistance, reply HELP to any message or contact us at:

Phone: 1-888-808-2937

Website: OpulenceOLT.com

Message and Data Rates

Message and data rates may apply depending on your wireless carrier and mobile service plan. Opulence OLT LLC does not charge a fee to receive SMS messages, but your carrier's standard messaging and data charges may apply.

Please contact your wireless carrier for information about your messaging plan.

Carrier Liability Disclaimer

Wireless carriers are not liable for delayed or undelivered messages. Delivery of SMS messages is subject to effective transmission by your wireless service provider and may be affected by factors beyond our control.

Opulence OLT LLC makes no guarantee that SMS messages will be delivered promptly or received by every recipient.

Consent

Your consent to receive SMS messages is not a condition of purchasing any product or service from Opulence OLT LLC. You may withdraw your consent at any time by following the opt-out instructions above.

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